Most of the packing has been put away now until next time and just the washing remains. Being in the garden most of the time at the cottage means a heap of very dirty gardening clothes but as usual I always start with the bedding and towels so I can get them ironed and repacked ready for our next visit.
Yesterday we went to the supermarket to gather up the groceries for the week and a few extra to cover the bank holiday and hopefully beyond. The increasing prices have become the normality now so I try to stretch the food out as long as I can though I much prefer to do the shopping on the same day if possible but no amount of careful planning can stretch it out to a fortnight as we would run out of fresh fruit and veg. Whilst in town I aslo picked up a length of Coronation bunting to put in the garden. It was hard to find – I tried all the most likely shops (B&M, Wilkos, The Works) to no avail and was on the point of giving up when I discovered The Party Shop in the precinct, but why they are still making bunting in plastic I don’t know, it goes against the grain but I bought it anyway; why couldn’t the manufacturers print it on a cheap cotton that would at least be biodegradable.
Added onto the grocery bill I bought some new insoles for my gardening boots (£4) to make them last a little longer as the soles are wearing quite thin now and really need replacing but new boots would cost me about £35-£40 (I buy yard boots which are actually used for mucking out but are more flexible than wellies). I do find them both comfortable and quite tough – they are waterproof too and fleecy lined so are nice and warm in the winter and they cover my ankles and provide extra support.
My menu plan is still mostly made up of winter meals and I really need to introduce some more summery meals as the weather begins to warms up – but this isn’t the week for that task. I have planned some fairly easy meals for this week as I need to spend time in the garden here at home – we left it two weeks ago just waking up and now everything is shouting for attention – flowers to be staked, pots to be refreshed and a lot of feeding required.
The back garden is starting to look better than the front though there is little colour in the back garden this year as I didn’t get to plant the tubs of tulips. The front garden has all the colour as the tulips I planted for last Spring thankfully came back again this year but other than a bit of weeding and digging out a frosted and very dead Hebe I haven’t done much work on the front as I have changes in mind and this will take time and better weather – I hear from DH (my weather man) that rain is imminent.
I did manage to clean out the greenhouse on Tuesday and before the week is out I need to get those seeds going if I am to have any flowers at all this year. I bought three outdoor bush tomato plants in Scotland (they are always cheaper up there) and before we went away I did get the seed potatoes planted – the ones in the tub are already making an appearance. I never sow the courgettes too early anyway as they need plenty of warmth and the selection of salad vegetables I usually sow straight into the outdoor beds.
But today the worst of all days in my mind – a trip to the dentist this morning. I knew before the check up that there is dental work to be done as I have a broken tooth and I have 3 options to put it right so I have been given a little time to think about it and decide which course of action I want to take. I was uneasy about going as the previous dentist who I knew for a long time and I trusted implicitly retired during the pandemic and I didn’t seem to quite gel with the person I saw last year that had taken over who is slowly switching over to mainly private patients (I am still NHS) but today my appointment was with someone else in the practice as it has expanded and I felt far more at ease with this guy and in fact one of the options is to do nothing at the moment as the broken tooth is not painful or inflamed and he wasn’t suggesting I had to have expensive work done so that must be a good sign.
As it happens our electric Oral B toothbrush has just stopped working – we hadn’t dropped it or anything but it just will not charge or show any signs of life and we have had to resort to the old manual toothbrushes until we research a replacement. Luckily the dentist said I am doing a good job of cleaning my teeth and not having an electric one is not having a detrimental effect but they do not feel as clean to me.
Hello again, you can always guarantee that when I find my way back to write here I am between a busy period that has just ended and one that is about to begin! It is my lull before the storm.
I was still in Scotland in my last post and we will be venturing up there again soon – but Easter will be spent at home with the family (not sure even now who will be coming or when but there will no doubt be a house full on at least two days). I hope the weather is good or good enough for an Easter egg hunt in the garden with the grandchildren – I have got my Easter tree on display now and the whole house has been cleaned in readiness for our visitors. Sadly, I never found the time to make my own Easter cards and had to resort to buying a pack from Sainsbury’s.
Yesterday we had to go shopping – mainly to get in extra food and as expected the supermarket was busy. I would have preferred to have gone on Tuesday of this week but we made a flying visit up to see mum 90 miles away in North Yorkshire. It was not a good move as we haven’t done a trip there and back in one day since my back problem began almost a year ago now and I have discovered that it is too much of a journey to do in one day as my back pain was quite severe by the time we arrived home. To make matters worse when we got to the outskirts of our village there was an incident involving many police cars and the road was blocked by them so we had to drive a few miles round to get home by another route.
DH had his tooth removed and all seemed well for a day or two but then an infection took hold and he had to have antibiotics which always upset him and leave him with gut problems. This time we took no chances and I got him some pro-biotics to take at the same time. My sister also had a tooth out recently and she is on her 4th lot of antibiotics – talking to friends it seems quite common these days that antibiotics are required after an extraction.
We have had little Freddie quite a bit recently to give his mum a break. His new baby brother or sister is expected in May and due to less than perfect maternity care so far the pregnancy has not gone that well and I am so worried for this baby – on each visit to the many consultants and midwives (and there have been many) she leaves feeling more confused and upset as they each have opposing opinions and cannot agree on a course of action, leaving my daughter not knowing what is going to happen. In all this they seem to be ignoring the fact that she is short of iron which is leaving her breathless and tired. They can’t even retest at the moment as due to brexit there is a shortage of the chemical they use to do the ferritin tests.
The weather here has been so unpredictable, one day sunny and the next rain so it has been difficult to plan anything. On the wet days I have continued with a bit of re-organisation and decluttering and on the dry days I have been in the garden. I can only do short spells before my back starts to ache and at that point I don’t push it any further, so it is a slow job. We are just on the edge of the Pennines here over 700 feet above sea level and due to the extreme spells of cold weather we have lost quite a few plants this winter. I will have to deal with these one by one and think hard about what to replace them with that might be more hardy.
Today we have little Freddie again to entertain us and I am hoping he will help me make the nut roast for our dinner on Easter Sunday and maybe some chocolate cornflake nests to put the mini eggs in. I will probably just make sandwiches for Sunday teatime or maybe homemade soup – I already have a plain victoria sponge cake in the freezer for afters – I splashed out and bought a small pot of double cream and a pot of mixed berry compote for the filling. Of course there will be jelly and ice-cream for the little ones with chocolate sprinkles – just in case they haven’t had enough chocolate by then!
I hope you all have a wonderful Easter weekend and some much needed warm and sunny weather. x
I thought things were going too well but after the last few days I am resigned to thinkng that my life is never going to be simple or straightforward.
Last Sunday night we made an unexpected trip up to North Yorkshire to stay with my younger daughter and our two granddaughters, Little L and Sweetie, as she was in a fix. Her car had broken down the week before and it was still waiting inspection at the garage it had been recovered to. It wasn’t evident if it was the battery or the alternator or something else and the garage were fully booked with work for a fortnight. Last week she managed to borrow a car from a friend but that was not possible for this week so it fell to us to help out as she had the children to get to school and nursery and herself to work.
We stayed until Wednesday night when she managed to hire a car to get her through Thursday and today until the car is fixed, hopefully by clse of play tonight. Before we came back down home we drove up to see mum with flowers for her birthday which was yesterday – it was a nice surprise for her as she wasn’t expecting us even though we could only stay an hour. I never make firm plans for visiting her now as she gets confused over dates and times so I tend to tell her the night before a visit but in this case I didn’t even mention we might call just in case we couldn’t. My sister took her out for a meal yesterday to celebrate her 97th birthday.
I was telling Sweetie who is only four that great granny has now had the pleasure of 97 birthdays and very soon in 3 years time, fingers crossed, she might be celebrating one hundred – she was impressed and keeps asking her mum now when she will be 100 (Sweetie that is not great granny).
So back home again and we found it had been snowing whilst we were away and it is mighty cold – not good for the heating bills. On totting up the receipts for the four days away we had spent the grand sum of £110, mostly on bits and pieces and buying snacks and drinks out to keep us going as well as bits of shopping for evening meals and lunches. DH also did a few jobs around the house for my daughter – one of them was replacing the sealant around the kitchen worktop and along the bath – the price of a tube of sealant now is £9.80. As he has only used half the tube I suggested he replaced some of the sealant in our shower with what is left before it goes dry in the tube.
I was amazed at how the money adds up so quickly. We didn’t have time to fill a flask on the way up and I need a stop to give my back a break from sitting in the car so our first spend was the motorway Costa – £9.20 for two drinks and a packet of oat biscuits which we shared. On Monday our daughter was working around Northallerton all day so after dropping her off we had a look around the town and then went to Strikes garden centre cafe just outside the town centre for lunch but what a rip off. DH had the cheese and chutney sandwich which was served with coleslaw and side salad but his double espresso was charged as 2 @ £2.25 making it £4.50 (most places charge about 70p to £1 for the extra shot of coffee in a double).
I am not a sandwich fan and prefer baked potato with cheese. Their menu only had baked potato with Chicken Tikka or a Butternut Squash Curry filling and they were both £8.95 and more of a main meal. I had wanted something a bit lighter so enquired if they did a plain baked potato with just a little cheese and coleslaw. Yes, the lady said that was fine but when it came to paying they charged me for a Chicken Tikka and I pointed out I was having cheese and coleslaw but she said it would be the same price as the Chicken Tikka as they had no other price point to press on the till. So our light lunch cost a staggering £22.55 – needless to say we will not be going again.
I bought mum a lovely bunch of mixed colour tulips and stopped to get her a take out cappuccino and a lemon tart (her favourite) from a local Costa. Unfortunately, although I asked for a lemon tart and they had plenty and it said lemon tart on the receipt, when I took it out of the bag to give to mum it was a cherry bakewell! Still she enjoyed them.
Today it is little Freddie’s 4th birthday – so we will be going to see him with his card and present. He is super excited to be having a Paw Patrol party with a few friends on Sunday and now my younger daughter is mobile again she will bring Little L and Sweetie down to join in the party.
So I had better get my skates on to prepare for their arrival tomorrow – I have beds to make up and food to prepare. We are on rations now until next week as part of the £110 we just spent on our travels was really this week’s housekeeping, so I will have to be very creative to conjour up some satisfying meals from very little.
I am a little disappointed that all my plans for January have already gone off course and the money I had saved from being very careful and not spending money unless necessary has had to go on eating out. Let’s hope February proves to be a bit better.
Welcome to new readers – you will notice a lack of photos until normal life resumes, and apologies for not being able to join in with the Scraphappy Challenge for January.
There is always a lot of sorting out and straightening out to do after the Christmas festivities are over and one of those is going through last year’s spending and planning this year’s budget. I expect most people are feeling the pinch now and tightening their belts and here in our little abode we are doing just that. For those that don’t know both myself and DH are living on getting by on the state pension and a modest private pension. Like many bloggers we find our income stretched to the limit at times and are always looking to put cost saving measures in place – some more successfully than others.
I haven’t done a financial tally post for ages – in fact looking at my spending over the year I think Mr Frugal has occasionally sneaked out the back door here. That is not to say I haven’t been careful with the spending.
Almost everything I buy now I wait until it is on offer unless I am desperate for something. This collection is a few of the items I found reduced this week.
All last year I collected Nectar points which then went towards my big Christmas shop which came to £100 and I still have £60 in value left to spend – I will use this on groceries towards the end of January as the monthly allowance runs down. I used any money off coupons that came my way and continually searched out discounts and reductions from any shop on products that I normally bought. I used the Sainsbury’s Scanshop on both our Nectar cards for the offers which are more tailored to what we usually buy and have big reductions (even though I hate the scanshopping, DH does that bit for me) – but for all that we have still had some large food bills due to the extreme rise in prices.
Ever since I married in 1976 I have documented our spending and made plans for the year ahead – I used to have a good old paper accounts book but in 2002 switched to using the online Microsoft Money program that I installed on my laptop. Every receipt each week is entered and categorised and then I can run off any number of reports which then help me to plan and budget for the coming year.
These reports give a frighteningly accurate picture, that require nerves of steel to read but are so enlightening and help me to see in what areas I need to reduce my spending. Of course some of our bills are fixed like the council tax and TV license and we always look at our suppliers prices for insurances, telephone and broadband to get a good deal on renewal but some things like water, gas and electricity we just need to use less of. I find it is the other day to day spending that we buy in dribs and drabs and the impulse buys that so often run away with the pennies. This is just a few of my observations:-
I dabble in crafty items as time allows but it is often the case that in my mind I think I have spent very little on some things like craft items – but my report says differently and although I had limited visits to places like Hobbycraft or fabric and wool shops because I have concentrated on using up a lot of old craft items I have amassed over the years it was a shock when the total figure for this category came to a staggering £240 Ouch!!
Analysing further I found I had managed to spend, without realising, a whopping £51 just on card blanks to make my own cards. I did pick a lot up in a garden centre in Northallerton when they had a closing down sale in their craft department – they were the lovely coloured and pearlised ones I like to use…and I have bought quite a few of the more expensive trifold aperture ones which are good for dried flowers. In my defence, given that many birthday cards are £2 and £3 each to buy I will soon recover the outlay by making my own.
I was pleased to see I had managed to curtail my spending on magazines which came to £56.14 for the year, although this does not include the subscription to Country Living magazine that DH renews for my Christmas present each year. For the £56 I bought the special edition of Country Life with Kate’s lovely photograph on the cover of the new Queen Consort Camilla, the May edition of Gardener’s World to get the 2 for 1 entry ticket to certain gardens and free seeds, two Christmas magazines, three Country Homes to read at the cottage and the Good Housekeeping Garden Collection (one of their specials) for a little inspiration.
I didn’t do as well with the stationery though as the total was much higher than expected ….often these are bits and pieces that I pick up whilst in Sainsbury’s or passing Rymans – a pen refill here and a roll of sellotape there but they add up alarmingly over the year and in my case the alarm was £77. The most expensive items were the sheets of blank address labels for the printer @ £9.99 and some plastic CD disc envelopes that I find useful to store all sorts of things in other than CD discs. It used to be that The Works sold a lot of basic stationery but like WH Smiths they seem to have switched more towards the novelty stationery and children’s crafts.
The garden was another high total, mainly because we had to have the large, unsafe cherry tree taken down and the stump removed and then improve the remaining hole in the ground with a few bags of manure and top soil.
We bought more bags of compost than I remember doing for sowing seeds and refilling planters – they are not cheap. We do make our own but still need to buy some in. I do intend to reduce the number of planters and pots in the garden next year; they don’t do well when it is hot and need far too much water than our two rain butts can supply in those heatwaves.
An area I will have to think carefully about is the increasing costs of sending Christmas cards – I usually make the cards but the postage this year for mainly 2nd class stamps and one parcel of £3.35 came to the hefty total of £49 and this allows for the fact I bought most of the stamps before the price increase. I do like to keep in touch with a Christmas card to family and friends that we do not get to see but maybe I will have to think again. I no longer send cards out to family in Australia but use email to send a newsletter instead so maybe this would be an option next year.
I make a lot of things for Christmas – my own cake, the cards, the crackers (with a bit of help from the children of course) and little gifts for each of my closest friends but my Christmas bill is slowly on the rise. Our family take part in a Not so Secret Santa where each adult spends £25 on the person they are buying for, and who provides a wish list of ideas and saves much tramping around crowded shops trying to think of things to buy for people that have a lot of stuff anyway. We buy for all the children in the wider family as normal and also make up a little stocking of bits and pieces for our two daughters and give them a substantial cheque to put towards something they need or even save it if they wish. With deaths, divorce, relocation and births our family has undergone changes over the last few years so that the balance is definitely weighted on the younger end with many more children now than we had a few years ago so our Christmas bill is definitely increasing.
There are many areas of my life where I can cut down on buying things and in turn spending less on unnecessary things I don’t need (easier said than done in my case) as well as trying to be sustainably responsible. Clothing is one of these.
I decided last year that I definitely did not need any more clothes, in fact, like my well edited linen cupboard, I embraced the idea of having a capsule wardrobe of fewer pieces that had a timeless quality, but I was a long way off this and of course there seemed little point in getting rid of a whole lot of my clothes if instead I could be wearing them. So this past year I have ‘worn my wardrobe’ and only bought three new tops, one for my holidays in the Sainsbury’s sale section for £7 which I lived in most of the summer as it was so comfy, one evening style top for a party also from Sainsbury’s for £12.00 and the other for the New Year’s Eve get together with the same friends and the dearest item at £30.
This year I will continue to wear out my wardrobe and only buy real necessities like some new boots (mine have sprung a leak) and underwear.
Having thought a lot about money since we both stopped earning a few years ago I have come to the conclusion that the best way to be frugal is not to buy anything in the first place. This has a double advantage as it means there is no decluttering to do a few years down the line either. As one of the great minimalists said in his book ‘not buying something is your future self letting go of something’. Perfect sustainability.
So taking note of where the money went last year I will set about creating a budget and challenging myself to spend less on those problem areas that could save me a few pounds that I could be putting into the savings pot. I will come back to this in another post with some of the ideas I want to put in place to have a year of spending less….much less.
Today my little car is booked in for the annual service and MOT and whilst over that side of town we will go and have our last two free drinks at Dobbies garden centre and pick up a pack of seed potatoes.
where the journey takes me 2 