Tag: taking stock

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dear diary ~ dismantling Christmas

You will all have heard of the saying ‘it will get worse before it gets better‘ – well that is the state of my house at the moment…in the getting worse part.

So far, DH helped with removing the baubles from the Christmas tree, dismantling it and returning it to the box and bit by bit all the decorations were taken down and repacked in their boxes ready to go back into the loft. It is always a little sad….there are many memories in our decorations and we only see them for a few days a year.

I sorted through the unused rolls of wrapping paper, replaced them in the special long ‘wrapping paper box’ and this too will have to go in the loft as there isn’t another place to keep it in the house.

Why, I am wondering, did my mum never have such a box, nor my gran – were they able to estimate to the very last sheet the amount they would use so there was none left over to deal with? I am left with yards still on a roll…and there is more than one roll and it is difficult to store in a small house. I did have the bright idea this time to take a photo of what is in the box before it disappears away so I don’t buy more unecessarily next year – I can’t think why I didn’t think of this before. I took a photo of all the decorations as I repacked the boxes.

When that task was completed, I turned my attentions back to my new planner notebook – that is always a much more pleasing job. DH reckons my love for stationery and anything admin is due to having a post office set at a very early age.

I have ready made calendars and checklists for birthdays, household tasks and such like, stored on my computer that I print off and stick in the front of the book. Other lists are written in as I go along. Each month I start with a list of intentions, a note of appointments, events etc and then the list of tasks – some I have to do, others I would like to do. It is a catch-all for anything of interest or anything I need to remember as well as a place to plan for wekly menus, birthdays and parties, holidays and Christmas. I also make a note of anything I need to buy this month, gardening notes and tasks and to keep tabs on our monthly financial and administrative tasks.

Each month I try to do a review. It reminds me how much I have done and what is still to do and going forward this year I will also make a note of what worked and what didn’t. I am determined to only repeat things that enhance my life not make it more difficult.

I have for many years made notes about Christmas so that I don’t repeat mistakes the following year – so below is a review of what worked well for us and what didn’t.

I thoroughly enjoyed the visit to Mrs Gaskell’s house and this will certainly be on the do again list, it may not be this same house but something similar.

I also enjoyed the lino cutting workshop, the result of which I turned into our Christmas card. I would certainly enroll on one again, but next time even earlier in November would be better. I have yet to overview my Christmas card list and revise it ready for next year.

Even though I made it myself, I have loved my Advent calendar and will be sad to take it down. I have a couple of sheets of black card already cut out with the windows so I might make them up ready to send as a little gift next year with a card.

The tiny outdoor flower lights that I bought, reduced at Argos, have looked so pretty at night in the wooden planters, the batteries are still working and they were very little trouble being on a timer. I am undecided whether to keep them out for a while or remove them and pack them away.

The little desk calendars that I made as gifts for my friends took a large part of my time so if I do them again another year I must start them earlier so I am not burning the midnight oil.

The gingerbread stars were well received and I am told were very good, though I would add even more ginger to the mixture next time. They were a bit fiddly with the different chocolates, but they did look Christmassy and quite effective. I would make them again and I will add the recipe to the menu below the header.

The children loved the session we had decorating the gingerbread too and this will certainly be something we will do again, and I would buy the ready roll again for them, and maybe, I will ask them if they want to make a gingerbread house.

The Santa visit to Portland Basin at Ashton-under-Lyne (our second year there) was good too because the venue is geared up for children; it was a really lovely family day out, but whether the children might want a change next year we shall see. They do like repeating things they get to know, like our yearly holiday to Scarborough. I shall have to make a diary note though to check for the booking form early as there are very few slots available and they sell out quickly.

The gift from Santa’s Elves that we put on the doorstep on Christmas Eve is still a magical mystery to the grandchildren, so I will probably keep that going next year, the difficulty is thinking of some game they can all join in with across the age range.

I think (touch wood) I managed to bake my cake for the right length of time this year in the oven – it turned out perfect for once …not under or overcooked. So I have made a note of the times and temperatures for next year.

There are always things that don’t go well or to plan, I was disappointed to miss both the Carol singing events and the Christingle service. Every weekend was taken in December and so conflicted with the Carols and there was so much Christmas ‘stuff’ to pack into the car on Christmas Eve for our trip up north that we set off later than intended and it meant something had to give…. and it was the Christingle service.

Having to pack cookware and food to make a dinner for mum and ourselves on Boxing Day in her apartment was a big hassle, partly because we had to keep a lot of the food in a coolbag or my daughter’s fridge over two nights. It worked OK last year but we went to mum’s straight from home on Boxing Day morning. This time we were staying the two nights before in a hotel and didn’t have access to a fridge.

Luckily, the temperatures outside in our car boot were freezing which helped to keep the coolbag cool. We had to go into Yarm to Sainsbury’s on Boxing Day for vegetarian gravy granules. DH had made the gravy at home and I accidentally forgot to take it out of the fridge and put it in the coolbag! I wasn’t sure Sainsbury’s would be open on Boxing Day, but it was and looking back it would have been far easier to have bought some ready meals or something which would have been a lot less trouble.

Blogging everyday leading up to Christmas was another challenge which I may not do again, I might only be repeating myself anyway. Taking the pictures when the light is at its’ worst during December is also a trial. It was fun, but quite time consuming and I admire those bloggers that ran the course.

Tomorrow, we will put the decorations back into our loft for another year and then maybe tackle the overflowing box of Christmas items I have for crafting – ribbons, cracker parts, and embellishments and hope I get some ideas for creating a few bits and pieces for gifts next year. I doubt I will get to do anything with them immediately as we really need to make plans for the mammoth decorating bonanza…long overdue.

So if I haven’t bored you to death with my random thoughts, I will be back soon with even more random thoughts!

I hope anyone reading this who has some brilliant ideas for making Christmas an easier and super simple time, will share them in the comments!

If you would like to leave a comment please click here.

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treasury >> financial times part 1

There is always a lot of sorting out and straightening out to do after the Christmas festivities are over and one of those is going through last year’s spending and planning this year’s budget. I expect most people are feeling the pinch now and tightening their belts and here in our little abode we are doing just that. For those that don’t know both myself and DH are living on getting by on the state pension and a modest private pension. Like many bloggers we find our income stretched to the limit at times and are always looking to put cost saving measures in place – some more successfully than others.

I haven’t done a financial tally post for ages – in fact looking at my spending over the year I think Mr Frugal has occasionally sneaked out the back door here. That is not to say I haven’t been careful with the spending.

Almost everything I buy now I wait until it is on offer unless I am desperate for something. This collection is a few of the items I found reduced this week.

All last year I collected Nectar points which then went towards my big Christmas shop which came to £100 and I still have £60 in value left to spend – I will use this on groceries towards the end of January as the monthly allowance runs down. I used any money off coupons that came my way and continually searched out discounts and reductions from any shop on products that I normally bought. I used the Sainsbury’s Scanshop on both our Nectar cards for the offers which are more tailored to what we usually buy and have big reductions (even though I hate the scanshopping, DH does that bit for me) – but for all that we have still had some large food bills due to the extreme rise in prices.

Ever since I married in 1976 I have documented our spending and made plans for the year ahead – I used to have a good old paper accounts book but in 2002 switched to using the online Microsoft Money program that I installed on my laptop. Every receipt each week is entered and categorised and then I can run off any number of reports which then help me to plan and budget for the coming year.

These reports give a frighteningly accurate picture, that require nerves of steel to read but are so enlightening and help me to see in what areas I need to reduce my spending. Of course some of our bills are fixed like the council tax and TV license and we always look at our suppliers prices for insurances, telephone and broadband to get a good deal on renewal but some things like water, gas and electricity we just need to use less of. I find it is the other day to day spending that we buy in dribs and drabs and the impulse buys that so often run away with the pennies. This is just a few of my observations:-

I dabble in crafty items as time allows but it is often the case that in my mind I think I have spent very little on some things like craft items – but my report says differently and although I had limited visits to places like Hobbycraft or fabric and wool shops because I have concentrated on using up a lot of old craft items I have amassed over the years it was a shock when the total figure for this category came to a staggering £240 Ouch!!

Analysing further I found I had managed to spend, without realising, a whopping £51 just on card blanks to make my own cards. I did pick a lot up in a garden centre in Northallerton when they had a closing down sale in their craft department – they were the lovely coloured and pearlised ones I like to use…and I have bought quite a few of the more expensive trifold aperture ones which are good for dried flowers. In my defence, given that many birthday cards are £2 and £3 each to buy I will soon recover the outlay by making my own.

I was pleased to see I had managed to curtail my spending on magazines which came to £56.14 for the year, although this does not include the subscription to Country Living magazine that DH renews for my Christmas present each year. For the £56 I bought the special edition of Country Life with Kate’s lovely photograph on the cover of the new Queen Consort Camilla, the May edition of Gardener’s World to get the 2 for 1 entry ticket to certain gardens and free seeds, two Christmas magazines, three Country Homes to read at the cottage and the Good Housekeeping Garden Collection (one of their specials) for a little inspiration.

I didn’t do as well with the stationery though as the total was much higher than expected ….often these are bits and pieces that I pick up whilst in Sainsbury’s or passing Rymans – a pen refill here and a roll of sellotape there but they add up alarmingly over the year and in my case the alarm was £77. The most expensive items were the sheets of blank address labels for the printer @ £9.99 and some plastic CD disc envelopes that I find useful to store all sorts of things in other than CD discs. It used to be that The Works sold a lot of basic stationery but like WH Smiths they seem to have switched more towards the novelty stationery and children’s crafts.

The garden was another high total, mainly because we had to have the large, unsafe cherry tree taken down and the stump removed and then improve the remaining hole in the ground with a few bags of manure and top soil.

We bought more bags of compost than I remember doing for sowing seeds and refilling planters – they are not cheap. We do make our own but still need to buy some in. I do intend to reduce the number of planters and pots in the garden next year; they don’t do well when it is hot and need far too much water than our two rain butts can supply in those heatwaves.

An area I will have to think carefully about is the increasing costs of sending Christmas cards – I usually make the cards but the postage this year for mainly 2nd class stamps and one parcel of £3.35 came to the hefty total of £49 and this allows for the fact I bought most of the stamps before the price increase. I do like to keep in touch with a Christmas card to family and friends that we do not get to see but maybe I will have to think again. I no longer send cards out to family in Australia but use email to send a newsletter instead so maybe this would be an option next year.

I make a lot of things for Christmas – my own cake, the cards, the crackers (with a bit of help from the children of course) and little gifts for each of my closest friends but my Christmas bill is slowly on the rise. Our family take part in a Not so Secret Santa where each adult spends £25 on the person they are buying for, and who provides a wish list of ideas and saves much tramping around crowded shops trying to think of things to buy for people that have a lot of stuff anyway. We buy for all the children in the wider family as normal and also make up a little stocking of bits and pieces for our two daughters and give them a substantial cheque to put towards something they need or even save it if they wish. With deaths, divorce, relocation and births our family has undergone changes over the last few years so that the balance is definitely weighted on the younger end with many more children now than we had a few years ago so our Christmas bill is definitely increasing.

There are many areas of my life where I can cut down on buying things and in turn spending less on unnecessary things I don’t need (easier said than done in my case) as well as trying to be sustainably responsible. Clothing is one of these.

I decided last year that I definitely did not need any more clothes, in fact, like my well edited linen cupboard, I embraced the idea of having a capsule wardrobe of fewer pieces that had a timeless quality, but I was a long way off this and of course there seemed little point in getting rid of a whole lot of my clothes if instead I could be wearing them. So this past year I have ‘worn my wardrobe’ and only bought three new tops, one for my holidays in the Sainsbury’s sale section for £7 which I lived in most of the summer as it was so comfy, one evening style top for a party also from Sainsbury’s for £12.00 and the other for the New Year’s Eve get together with the same friends and the dearest item at £30.

This year I will continue to wear out my wardrobe and only buy real necessities like some new boots (mine have sprung a leak) and underwear.

Having thought a lot about money since we both stopped earning a few years ago I have come to the conclusion that the best way to be frugal is not to buy anything in the first place. This has a double advantage as it means there is no decluttering to do a few years down the line either. As one of the great minimalists said in his book ‘not buying something is your future self letting go of something’. Perfect sustainability.

So taking note of where the money went last year I will set about creating a budget and challenging myself to spend less on those problem areas that could save me a few pounds that I could be putting into the savings pot. I will come back to this in another post with some of the ideas I want to put in place to have a year of spending less….much less.

Today my little car is booked in for the annual service and MOT and whilst over that side of town we will go and have our last two free drinks at Dobbies garden centre and pick up a pack of seed potatoes.

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dear diary >> ringing in the new

I thought I would drop by to wish everyone a very happy and healthy New Year 2023. We will be celebrating as usual with our closest of friends that live locally – just a very informal get together.

I find New Year’s Eve is very much a time of reflection and it has been lovely to look back on some of the photos and remind myself that although 2022 has not been the best of years for us there have been bright moments amongst the gloom and I have achieved quite a lot.

We managed a lovely family holiday in Scarborough and celebrated my elder daughter’s graduation in December when she received her MSC in Environment and Development from Leeds University, which she has been studying for part time over the last 6 years or so whilst working, being pregnant and looking after little Freddie; having to struggle on with her studies during the Covid months and having Covid herself was an added test of her resilience – so we are so proud of her ability to soldier on and gain her masters degree.

My focus word for the year was ‘Improvement’ and each month I documented little things that had improved. I began in January by making a list of some areas that I felt needed improvement to make my life and the household run better and simpler…..

‘Buy things before you need them’ – I am very organised when it comes to keeping one in hand with such things as toothpaste and shower gel, I cannot remember a time when we have ever run out but buying a present for someone’s birthday, or a new outfit for an event and I confess I can leave it to the last minute.

‘Tie up loose ends each day ‘- I have this maddening habit of working on something but then not quite getting to finish it and I have to put it aside – often because I am either distracted or interupted by such things as phone calls, making meals or having to move onto something more urgent….or life can sometimes just get in the way. It can be a few days or even weeks before I can get back to a task by which time I have forgotten exactly what I was doing. My plan was to get better at trying to finish what I start.

‘Being more prepared‘, especially when going shopping – sorting out coupons and vouchers in advance and checking the fridge and freezer and store cupboards so I don’t over buy.

The ‘one hour pottering and putting away session‘ – I do this first thing in the morning whilst I wait for an hour before I can eat after I take my thyroid medication.

I made a real effort on each one and if I stick to them my life runs more smoothly but it was difficult keeping this up when I had a bad back and then the Covid struck in November and rendered me useless. Now the busyness of Christmas is over I will be practising these habits once again in the new year.

Each month I also made small practical improvements around the house and garden and to our diet and health. With help from DH I made a point of finishing some little jobs that had been on my to do list for ages – hanging a picture, planting the seed potatoes, putting up a shelf, emptying out an old garden pot, selling some books to Ziffit, rehoming my candle collection, mending my dress, replacing the old washing line and the doorbell…well the list was endless but one task a day meant a lot of little tasks being completed over the year.

We also made time to go for a walk morning and afternoon and I exercised my back once a day.

I am writing a new master task list now of all those little jobs that need doing – it will no doubt run to pages – anything that is actually a project will be broken down into some bitesized tasks small enough to complete in a day.

So in the coming year I will continue with my tiny every day improvements but I will be changing my focus word – more on that in my next post in the new year.

I am so looking forward to the new year and a fresh start and am eager to read all your thoughts on what changes you might be making – whether they are resolutions or just ideas.

Happy New Year 2023 to everyone xx

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dear diary :: a moment’s pause…

Just to let everyone know I am taking a little blog holiday. Nothing is wrong here, we are all good but life, now lockdown is over, is beginning to speed up again and I need to get back up to speed with it and as the saying goes….. ‘something has to give’.

Happy Birthday

Last week I celebrated two things – my 66th birthday and a haircut – two events that brought a bit of normality back into my life. Although we couldn’t get together with all my family and friends on my birthday I had a steady flow of visitors dropping off cards and gifts (and social distancing on the doorstep of course) and phone calls all day.

I hope everyone reading this is also well, enjoying the mildly better weather and the extra freedoms we have – let us hope it continues.

So I will just go on pause for a week or two to gather my thoughts, but I will be back soon.

All the best, love to all xxx